Terms of Service

Version 1.0 · effective 9 November 2026

1. Who we are

MillionAlgo ("we", "us") provides the website millionalgo.com, the member portal, the MillionChart charting platform (millionchart.com) and related community services.
Operator: MillionAlgo.
Contact: [email protected] (service questions), [email protected] (personal data), [email protected] (general).

2. These Terms

By creating an account or using our services you agree to these Terms. If you do not agree, do not use them. Our Privacy Policy and Cookies Policy explain how we handle data. Programme rules (referral, wallet, competitions) published in the portal also apply to those features.

3. What we provide

• Analysis and charting tools: a charting platform, indicators and scripts written by us, a scripting language of our own, alerts, a trading journal, educational content and a community.
• Everything is for education and analysis only. We do not execute trades, manage money, hold your brokerage account or give personal recommendations.
• Features may change. Some features may be limited by country or by account checks.

4. Accounts

• You must be at least 18 years old and able to enter a contract.
• Give accurate information and keep your password and devices secure. You are responsible for activity on your account. Tell us at once if you suspect misuse.
• One person, one account. Do not share, sell or transfer an account.
• Some features (for example payouts or the wallet) may require identity checks. We may refuse or limit a feature if a check fails.

5. Not investment advice

Nothing we provide is investment, financial, legal, tax or accounting advice, a personal recommendation, or an offer to buy or sell any instrument. Signals, indicators, scores, AI-generated text and examples describe market data under rules; they do not know your situation. You alone decide whether and how to trade. Talk to a qualified professional if you need advice.

6. Risk warning

Trading and investing carry a high risk of loss, including loss of more than you invest in leveraged products. Past or simulated results (backtests, replays, examples) do not guarantee future results and have limits: they are built with hindsight, may ignore costs, slippage and liquidity, and no trade was actually made. Only trade money you can afford to lose. Results of other users are not typical and are not promised to you.

7. Licence to our software and content

• We own, or license from others, the indicators, scripts, platform code, designs, text and the MillionAlgo and MillionChart names and logos.
• While you have an account and comply with these Terms, we give you a personal, non-exclusive, non-transferable, revocable licence to use them for your own analysis. It is not a sale of the software.
• You may not: copy, resell, rent, publish or share our indicators, scripts or source in any form; give others access with your credentials; reverse engineer, decompile or extract source or models except where the law gives you that right; remove notices; use our outputs or data to build a competing product or train models; scrape or bulk download; bypass limits or security.
• Scripts and layouts you create are yours. You give us the right to host, process and display them to run the service (and to show them to others only if you choose to share them). You confirm you have the right to any code you import and that it does not break someone else's rights.
• Feedback you send may be used by us without obligation to you.

8. Free access

Access to the platform is currently free of charge. We provide free access "as is", we do not promise it will continue, and we may change, limit, or end free features, with notice where reasonable. Nothing in free access creates a right to a paid-level service.

9. Paid plans (apply only if and when paid plans are offered)

This section applies only to a paid plan you actually buy. If we introduce paid plans, before you pay we will show: the price and currency, taxes, the billing period, what is included, how renewal works and how to cancel. The plan description at purchase forms part of these Terms.

• Subscription plans renew until cancelled; cancel in your account before the next renewal date.
• Price changes: we give advance notice and they apply from the next billing period; you may cancel before.
• Payments are processed by payment partners; we do not store full card data.
• Refunds: you may ask for a refund within 30 days of the first payment for a plan by writing to [email protected]. After 30 days, or for renewals, payments are not refunded except where the law requires it. Cancelling stops future renewals. Refunds go back to the original payment method and in the currency paid. This applies only to paid plans, and only once we actually sell them.
• Cryptocurrency payments, if accepted, follow the same 30-day rule (refund of the amount received, in the same asset, less network fees we cannot recover).
• Taxes: you are responsible for taxes on your side unless we state we collect them.

10. Acceptable use

Do not: break the law; harass, defraud or mislead others; post spam, malware or illegal content; pump a financial product or promise returns to others; collect other people's data without a lawful basis; attack, probe or overload our services; use bots or multiple accounts to abuse limits, rewards or competitions; or impersonate anyone. Personal data of third parties that you store in the portal (for example your own contacts) is your responsibility.

11. Referral, wallet and rewards

Referral, wallet, payout and competition features are governed by their programme rules, which we may update. Rewards are not income guarantees, depend on real activity, and may be reversed for fraud or error. We do not promise any level of earnings.

12. Community and AI features

Posts you publish in community areas must follow Section 10. AI features produce generated text that can be wrong or out of date; check it before relying on it. Do not enter secrets or other people's personal data into them.

13. Third-party data and services

Prices and other market data come from third-party providers and may be delayed, incomplete or wrong. We show them only for use inside our tools. You may not copy, store, redistribute or resell them. Third-party platforms, brokers, exchanges and links are independent from us; we are not responsible for them. We are not affiliated with, endorsed by or sponsored by any third-party charting platform, broker or exchange. Trademarks of others belong to their owners.

14. Availability, no warranty

Services are provided "as is" and "as available". We try to keep them running but do not promise uninterrupted or error-free service, correct signals, or fitness for a particular purpose.

15. Limits of liability

To the extent the law allows: we are not liable for trading losses, lost profits or opportunities, data loss, or indirect or consequential damage arising from use of the services; and our total liability to you for any claim is limited to the amount you paid us in the 12 months before the claim (or, if the service was free, a symbolic amount). Nothing in these Terms excludes liability that cannot be excluded by law, including for fraud or intentional wrongdoing, or removes mandatory consumer rights. You agree to cover our losses caused by your breach of Sections 7 or 10 or by unlawful content you supply.

16. Suspension and termination

You may close your account at any time (write to [email protected] for erasure requests). We may suspend or end access for serious or repeated breach, legal requirement, fraud or security risk, or if we stop a feature, with notice when reasonable. On termination Section 7 licence ends; sections that by nature continue (ownership, liability, law) remain. Where we end a paid plan without your fault, we will refund the unused prepaid period.

17. Governing law and disputes

These Terms are governed by the law of the country where the service is operated, without removing mandatory consumer-protection rights of your country of residence. Disputes go to the competent courts under that law.

18. Changes

We may update these Terms. Each version has a date. For material changes we will notify you by email or in the portal before they apply; continued use after that date means you accept them. If you disagree, close your account.

19. General

These Terms and the documents they mention are the whole agreement. If a part is invalid the rest stays. Not enforcing a right is not a waiver. You may not transfer your rights; we may transfer ours with notice if the service is transferred. The English text is the binding version unless the law of your country requires otherwise; translations are for convenience.

20. Contact

[email protected]. Privacy matters: [email protected].